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Bright Oak logo in whiteLumifi logo in white

Formerly Known As BrightOak

Now lumifi

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A division of oakstar bank

Equal Housing Lender logoMember FDIC logo

A Brighter Way
to Finance

Making the world better begins with each customer we serve. At Lumifi, we are a values-first financial institution designed to deliver financial services that benefit people and planet. We empower customers to invest in environmentally responsible solutions, like affordable solar energy options, by providing thoughtful financial products and extraordinary service. We’re ambitiously creating a new way to bank with tomorrow in mind.

Our Story

We have a passion to serve

In everything we do, we strive to uphold our core values: Stewardship, Empathy, Responsiveness, Vision, and Empowerment.

Lumifi offers solutions that are specifically tailored to consumers who are seeking solar loans and financing options for residential solar systems. With roots in community banking, we understand the value of customer service and ongoing relationships. Our journey into solar wasn't just a business decision; it was inspired by our belief in renewable energy's potential.

Today, we’ve built a team of industry veterans with experience in everything from solar panel installation to community banking. Together we are creating financial products and programs that are user-friendly for our contractor partners and beneficial for our customers—all while building a brighter future for our community and the environment.